Crypto Card Newcomer: An Eye-Catching Multifunctional On-Chain Asset Management Tool

Recently, a new Crypto Card has attracted widespread attention in the market. As an important player in the ETH Restaking field, a certain platform has launched its own cryptocurrency card product. After in-depth testing, we conducted a comprehensive assessment of this card from multiple angles, including the cashback mechanism, interest-earning features, payment methods, security, and corporate applications. The results indicate that this card is quite appealing to both individual users and corporate users.

Generous Cashback Policy

This card offers an attractive cashback mechanism. Depending on the user's level, the basic cashback rate ranges from 2% to 3%. The current promotional activity even raises the total cashback rate to 5%, with 3% as instant cashback and the other 2% distributed in the form of platform tokens. It is worth mentioning that all instant cashback is settled in the native tokens of a certain public chain, with no spending threshold restrictions. Users can also earn an additional 1% cashback through the invitation mechanism. This card supports mainstream mobile payment methods, making it convenient for online and offline use.

Innovative Yield Function

A major highlight of this card is its seamless integration with the platform's own treasury system. Users can deposit assets directly within the platform and start earning returns without needing to transfer funds to other platforms. Currently, the base annualized return rates for different types of assets range from 2.1% to 9.8%, along with additional token incentives. The platform provides detailed information on yield performance, asset allocation, and strategy, ensuring that users can stay informed about their investment status in real-time.

Flexible Payment Options

The card offers two payment methods: loan mode and pre-deposit mode. Loan mode allows users to consume by pledging assets, currently in the promotion period, with a loan interest rate of 0% and no Gas fees. Pre-deposit mode supports various tokens for pre-deposit, automatically converting them into the required currency during consumption. The default settlement is in USD, and foreign currency payments incur an approximate 0.98% exchange fee. Regardless of the chosen method, transaction records and balance changes will be reflected in real time on the user interface.

on-chain operations ensure safety

All operations of this card, including spending, borrowing, and cashback, are executed on-chain through smart contracts. This ensures the transparency and security of transactions, allowing users to view transaction details at any time and maintain complete control over their assets. The only drawback is that the account opening process in certain regions may be relatively complicated, involving a lot of KYC materials.

Enterprise Management Features

This card also offers management features aimed at teams and enterprises. By setting different role permissions, such as owner, administrator, and employee, businesses can achieve refined expenditure control. Administrators can set spending limits, manage card issuance and freezing, and view overall expenditure reports. This feature is particularly suitable for DAOs, remote teams, or companies managing on-chain assets, helping to achieve transparent and controllable expenditure management.

Summary

Overall, this cryptocurrency card provides users with a complete on-chain asset management solution. It not only offers token rewards for daily spending but also allows users to invest idle assets into the treasury for earnings, while providing flexible payment options. For teams and enterprise users, its multi-member collaboration feature is an added bonus. In the entire process of "storing, using, and managing" on-chain assets, this card undoubtedly offers a practical and comprehensive tool.